IUL Agents in Texas
77 verified specialists licensed to write in Texas.
Texas agents are licensed by the Texas Department of Insurance, one of the largest state regulators in the country. Texas has several major metros, a large population of self-employed and small-business owners, and severe weather exposure on the Gulf Coast. Every agent on this page holds an active Texas license and can write for residents anywhere in the state.
10 of 77 agents
License VerifiedLicensed since 2025Hi, I’m Varonica Grills, a nationwide health, life, and annuity broker.
- Health
- Life
- Final Expense
- +3 more
License VerifiedLicensed since 2022- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2001Licensed since 2001, Elisabeth has a passion for helping people.
- Health
- Medicare
- Life
- +5 more
License VerifiedLicensed since 2016I am a licensed Health/Life/Medicare Advisor in several states, serving individuals and families across the country.
- Health
- Medicare
- Life
- +3 more
License VerifiedLicensed since 2012With over 14 years of experience, Josh Rose helps families protect their homes, their income, and their future.
- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2021- Health
- Life
- Final Expense
- +3 more
License VerifiedLicensed since 2021- Health
- Life
- Final Expense
- +4 more
License VerifiedHi, I'm Chelsea, owner of Guided Health Solutions! I believe insurance shouldn't be confusing or overwhelming.
- Health
- Medicare
- Life
- +3 more
Amanda Lunsford
Licensed in 35 states
License VerifiedLicensed since 2019Hi, I’m Amanda Lunsford. I’m a nationwide Health, Life, and Annuity Broker.
- Health
- Life
- Final Expense
- +2 more
License Verified- Health
- Life
- Final Expense
- +1 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →