IUL Agents in Tennessee
47 verified specialists licensed to write in Tennessee.
Tennessee agents are licensed through the Department of Commerce and Insurance. Nashville has become one of the country's major healthcare industry hubs, and the state's growth has brought many new residents sorting out coverage. The agents on this page hold an active Tennessee license and can help residents statewide.
License VerifiedLicensed since 2025Hi, I’m Varonica Grills, a nationwide health, life, and annuity broker.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2014Insurance can feel complicated. My goal is to help you understand your options and feel confident about your next step.
- IUL
- Annuities
- Mortgage Protection
- +4 more
License VerifiedLicensed since 2004Hi!!! I'm Heather, a life and health insurance broker who believes insurance is about more than a policy.
- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2020- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2022- Life
- Final Expense
- Mortgage Protection
- +4 more
License VerifiedLicensed since 2012With over 14 years of experience, Josh Rose helps families protect their homes, their income, and their future.
- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2021- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2023- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2008Hi, I’m a licensed agent in Life and Health.
- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2014- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2021- Health
- Life
- IUL
- +1 more
License VerifiedLicensed since 2019- Life
- Final Expense
- Health
- +1 more
License VerifiedLicensed since 2026Nurture and Grow the life you want!
- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2025- Health
- Annuities
- Life
- +4 more
License VerifiedLicensed since 2018- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2026- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2016Garron T.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2016Ginger Lichlyter helps individuals and families find coverage that fits their lives and protects what matters most.
- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2024I’m Heather Taylor, a licensed life and health insurance professional.
- Health
- Group Health Plans
- Medicare
- +5 more
License VerifiedLicensed since 2019- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2020Jesse Stamm is the founder of Optimum, an Orlando-based independent insurance agency serving families in all 50 states.
- IUL
- Life
- Final Expense
- +3 more
License VerifiedLicensed since 2022- IUL
- Life
- Final Expense
- +2 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2020At Fambuli Insurance Services, we believe insurance should start with a conversation—not a product.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2018Seven daughters taught me to listen, negotiate, and accept that I probably wasn’t winning the vote anyway.
- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 1999CLTC- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2022- Health
- Medicare
- Group Health Plans
- +5 more
License VerifiedLicensed since 2015- Life
- Final Expense
- Health
- +3 more
License VerifiedLicensed since 2021- Life
- IUL
- Annuities
- +2 more
License VerifiedLicensed since 1990I spent 21 years in education and simultaneously had an insurance license for 30 years.
- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Health
- +3 more
License VerifiedLicensed since 2017Welcome to Bundle Village! It's a privilege for me to help families get the best coverage in place for them.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Mortgage Protection
- +3 more

Amanda Lunsford
Licensed in 35 states
License VerifiedLicensed since 2019Hi, I’m Amanda Lunsford. I’m a nationwide Health, Life, and Annuity Broker.
- Life
- Final Expense
- Mortgage Protection
- +2 more
License VerifiedLicensed since 2018- Life
- Final Expense
- Health
- +1 more
- License VerifiedLicensed since 2018
Protecting your family, health, home, income, and financial future—without the insurance confusion.
- Health
- Group Health Plans
- Life
- +5 more
- License VerifiedLicensed since 2021
I'm the founder of Just Serve Insurance Solutions, a mom of 6, and a proud wife.
- Health
- Life
- IUL
- +3 more
- License VerifiedLicensed since 2020
Experienced Life and Health agent.
- Health
- Life
- Mortgage Protection
- +2 more
License VerifiedLicensed since 2019- Life
- Final Expense
- Mortgage Protection
- +3 more
- License VerifiedLicensed since 2009
What will your health insurance pay—and what could you owe?
- Health
- Group Health Plans
- Medicare
- +4 more
- License VerifiedLicensed since 2025
- Health
- Group Health Plans
- Life
- +3 more
License Verified- Life
- Final Expense
- Health
- +1 more
License Verified- Life
- Final Expense
- Mortgage Protection
- +4 more
Indra Estivariz
Licensed in 16 states
License Verified- Life
- Final Expense
- Mortgage Protection
- +2 more
Patrick Landfair
Licensed in 6 states
License Verified- Life
- Final Expense
- Mortgage Protection
- +3 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →