IUL Agents in Virginia
50 verified specialists licensed to write in Virginia.
Virginia agents are licensed by the Bureau of Insurance, part of the State Corporation Commission. Northern Virginia is tied to the Washington, D.C. economy, while Richmond, Hampton Roads, and the southwest are distinct markets with their own provider systems. The agents on this page hold an active Virginia license.
License VerifiedLicensed since 2025Hi, I’m Varonica Grills, a nationwide health, life, and annuity broker.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2014Insurance can feel complicated. My goal is to help you understand your options and feel confident about your next step.
- IUL
- Annuities
- Mortgage Protection
- +4 more
License VerifiedLicensed since 2004Hi!!! I'm Heather, a life and health insurance broker who believes insurance is about more than a policy.
- Health
- Group Health Plans
- Life
- +4 more
- License VerifiedLicensed since 2018
- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2022- Life
- Final Expense
- Mortgage Protection
- +4 more
License VerifiedLicensed since 2012With over 14 years of experience, Josh Rose helps families protect their homes, their income, and their future.
- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2021- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2023- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2021Hi, I’m Alisa’ Mieles, an Insurance Broker and Financial Educator.
- Life
- IUL
- Annuities
- +2 more
License VerifiedLicensed since 2008Hi, I’m a licensed agent in Life and Health.
- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2019My name is Amy Hernandez. I’ve been helping people with their insurance needs since 2019.
- Health
- Life
- Annuities
- +3 more
License VerifiedLicensed since 2026I’m Betzaveth—a wife, mom, and faith-driven Licensed Life & Health Insurance Broker.
- Life
- Final Expense
- Mortgage Protection
- +2 more
License VerifiedLicensed since 2002- Health
- Life
- IUL
- +2 more
License VerifiedLicensed since 2014- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2021- Health
- Life
- IUL
- +1 more
License VerifiedLicensed since 2019- Life
- Final Expense
- Health
- +1 more
License VerifiedLicensed since 2015I’m Daniel O’Connell, an independent health and life insurance broker based in Houston, Texas.
- Life
- Final Expense
- Medicare
- +3 more
License VerifiedLicensed since 2018- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2026- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2016Garron T.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2008- Life
- Final Expense
- Mortgage Protection
- +5 more
License VerifiedLicensed since 2019- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2020Jesse Stamm is the founder of Optimum, an Orlando-based independent insurance agency serving families in all 50 states.
- IUL
- Life
- Final Expense
- +3 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2020At Fambuli Insurance Services, we believe insurance should start with a conversation—not a product.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 1999CLTC- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2022- Health
- Medicare
- Group Health Plans
- +5 more
License VerifiedLicensed since 2015- Life
- Final Expense
- Health
- +3 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +5 more
License VerifiedLicensed since 2023Licensed Life & health Insurance agent since 2023. Specializing in Medicare health, and ancillary products.
- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2021- Life
- IUL
- Annuities
- +2 more
License VerifiedLicensed since 2024I’m passionate about helping individuals and families find life, health, and Medicare coverage that fits their needs.
- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Health
- +3 more
License VerifiedLicensed since 2024- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedHi, I'm Chelsea, owner of Guided Health Solutions! I believe insurance shouldn't be confusing or overwhelming.
- Life
- Final Expense
- Health
- +3 more

Amanda Lunsford
Licensed in 35 states
License VerifiedLicensed since 2019Hi, I’m Amanda Lunsford. I’m a nationwide Health, Life, and Annuity Broker.
- Life
- Final Expense
- Mortgage Protection
- +2 more
License VerifiedLicensed since 2018- Life
- Final Expense
- Health
- +1 more
- License VerifiedLicensed since 2021
I'm the founder of Just Serve Insurance Solutions, a mom of 6, and a proud wife.
- Health
- Life
- IUL
- +3 more
License VerifiedLicensed since 2019- Life
- Final Expense
- Mortgage Protection
- +3 more
- License VerifiedLicensed since 2000
I am a financial services professional who is focused on resolving my clients financial hurdles, and avoiding risk.
- Health
- Group Health Plans
- Medicare
- +5 more
- License VerifiedLicensed since 2009
What will your health insurance pay—and what could you owe?
- Health
- Group Health Plans
- Medicare
- +4 more
- License VerifiedLicensed since 2025
- Health
- Group Health Plans
- Life
- +3 more
License Verified- Life
- Final Expense
- Mortgage Protection
- +4 more
License Verified- Life
- Final Expense
- Mortgage Protection
- +4 more

Kendrecia Miller
Licensed in 6 states
License Verified- Life
- Final Expense
- Mortgage Protection
- +3 more
Indra Estivariz
Licensed in 16 states
License Verified- Life
- Final Expense
- Mortgage Protection
- +2 more
Jose Preciado
Licensed in 8 states
License Verified- IUL
- Life
- Final Expense
- +5 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →