IUL Agents in New York
15 verified specialists licensed to write in New York.
New York agents are licensed by the Department of Financial Services, which also regulates the state's banks. New York has some of the most detailed insurance rules in the country and a market that ranges from New York City to rural communities upstate. The agents on this page hold an active New York license.
2 of 15 agents
License VerifiedLicensed since 2012With over 14 years of experience, Josh Rose helps families protect their homes, their income, and their future.
- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2021- Health
- Group Health Plans
- Life
- +4 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →