IUL Agents in Massachusetts
13 verified specialists licensed to write in Massachusetts.
The Massachusetts Division of Insurance licenses agents who write in the state. Massachusetts has had its own approach to coverage rules for longer than most states, and the Boston area is home to some of the most sought-after hospitals in the world, which makes network questions central. Every agent on this page holds an active Massachusetts license.
10 of 13 agents
License VerifiedLicensed since 2004Hi!!! I'm Heather, a life and health insurance broker who believes insurance is about more than a policy.
- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2023- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2020Jesse Stamm is the founder of Optimum, an Orlando-based independent insurance agency serving families in all 50 states.
- IUL
- Life
- Final Expense
- +3 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2015- Life
- Final Expense
- Health
- +3 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +5 more

Amanda Lunsford
Licensed in 35 states
License VerifiedLicensed since 2019Hi, I’m Amanda Lunsford. I’m a nationwide Health, Life, and Annuity Broker.
- Life
- Final Expense
- Mortgage Protection
- +2 more
- License VerifiedLicensed since 2021
I'm the founder of Just Serve Insurance Solutions, a mom of 6, and a proud wife.
- Health
- Life
- IUL
- +3 more
- License VerifiedLicensed since 2025
- Health
- Group Health Plans
- Life
- +3 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →