IUL Agents in Iowa
31 verified specialists licensed to write in Iowa.
The Iowa Insurance Division regulates agents and carriers in the state, and Des Moines is home to a surprising number of national insurance companies. Iowa's farm economy means a lot of residents are self-employed and buy their own coverage. Every agent on this page holds an active Iowa license and works with residents statewide.
22 of 31 agents
License VerifiedLicensed since 2025Hi, I’m Varonica Grills, a nationwide health, life, and annuity broker.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2014Insurance can feel complicated. My goal is to help you understand your options and feel confident about your next step.
- IUL
- Annuities
- Mortgage Protection
- +4 more
License VerifiedLicensed since 2012With over 14 years of experience, Josh Rose helps families protect their homes, their income, and their future.
- Health
- Medicare
- Life
- +4 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2023- Health
- Group Health Plans
- Life
- +4 more
License VerifiedLicensed since 2018- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2026- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2016Garron T.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2020Jesse Stamm is the founder of Optimum, an Orlando-based independent insurance agency serving families in all 50 states.
- IUL
- Life
- Final Expense
- +3 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2020At Fambuli Insurance Services, we believe insurance should start with a conversation—not a product.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2018Seven daughters taught me to listen, negotiate, and accept that I probably wasn’t winning the vote anyway.
- Health
- Group Health Plans
- Life
- +3 more
License VerifiedLicensed since 2015- Life
- Final Expense
- Health
- +3 more
License VerifiedLicensed since 2021- Life
- Final Expense
- Mortgage Protection
- +5 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Health
- +3 more
License VerifiedLicensed since 2020- Life
- Final Expense
- Mortgage Protection
- +3 more

Amanda Lunsford
Licensed in 35 states
License VerifiedLicensed since 2019Hi, I’m Amanda Lunsford. I’m a nationwide Health, Life, and Annuity Broker.
- Life
- Final Expense
- Mortgage Protection
- +2 more
- License VerifiedLicensed since 2021
I'm the founder of Just Serve Insurance Solutions, a mom of 6, and a proud wife.
- Health
- Life
- IUL
- +3 more
License VerifiedLicensed since 2019- Life
- Final Expense
- Mortgage Protection
- +3 more
- License VerifiedLicensed since 2000
I am a financial services professional who is focused on resolving my clients financial hurdles, and avoiding risk.
- Health
- Group Health Plans
- Medicare
- +5 more
- License VerifiedLicensed since 2009
What will your health insurance pay—and what could you owe?
- Health
- Group Health Plans
- Medicare
- +4 more
- License VerifiedLicensed since 2025
- Health
- Group Health Plans
- Life
- +3 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →