IUL Agents in Colorado
19 verified specialists licensed to write in Colorado.
The Colorado Division of Insurance, part of the Department of Regulatory Agencies, licenses agents who write in the state. Colorado has a young, active population along the Front Range and a lot of self-employed people, which shapes the coverage conversations agents have here. The agents on this page hold an active Colorado license and work with residents across the state.
3 of 19 agents
License VerifiedLicensed since 2025Hi, I’m Varonica Grills, a nationwide health, life, and annuity broker.
- Life
- Final Expense
- Mortgage Protection
- +3 more
License VerifiedLicensed since 2012With over 14 years of experience, Josh Rose helps families protect their homes, their income, and their future.
- Health
- Medicare
- Life
- +4 more
Amanda Lunsford
Licensed in 35 states
License VerifiedLicensed since 2019Hi, I’m Amanda Lunsford. I’m a nationwide Health, Life, and Annuity Broker.
- Life
- Final Expense
- Mortgage Protection
- +2 more
What IUL cover actually does
Indexed universal life is a kind of permanent life insurance. It is built to last your whole life as long as it stays funded, and it builds cash value you can borrow against.
Part of that cash value earns interest based on a market index. A floor means a bad year in the index does not reduce the interest credited, and a cap limits how much can be credited in a good year. Policy fees and the cost of insurance still come out of the cash value, so how the policy is funded matters.
Read the full IUL guide →