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Mortgage Protection Insurance Agents in Iowa

26 verified specialists licensed to write in Iowa.

The Iowa Insurance Division regulates agents and carriers in the state, and Des Moines is home to a surprising number of national insurance companies. Iowa's farm economy means a lot of residents are self-employed and buy their own coverage. Every agent on this page holds an active Iowa license and works with residents statewide.

What Mortgage Protection cover actually does

Mortgage protection is life insurance sized to your home loan, so a surviving spouse or family keeps the house instead of being forced to sell. Most policies today also pay out if you're disabled or diagnosed with a critical illness — not only if you die — which matters, because losing your income to illness threatens the mortgage just as much.

It's usually term insurance with the term matched to your remaining loan. Some versions decrease as you pay the loan down; level policies keep the full benefit throughout and are often worth the small extra cost.

Read the full Mortgage Protection guide →